What is Member-Owned Captive Insurance?

Member-owned captive insurance, or “Captives,” puts insurance in the hands of the members. Premiums are normally far lower, since those who have poor safety and claims performance don’t qualify for the group.

Unused premiums are then returned to the members of the group in the form of dividends, which means that, as a company, you’re saving more money. Plus , you have greater control over claims management, because you are an owner of the insurance company.

To learn more about captives, check out the video.

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